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Infographic: The Most Common Reasons for Seeking Business Financing in Malaysia?

What are the Most Common Reasons for Seeking Business Financing in Malaysia? 55% of businesses need a larger amount of financing to seamlessly manage their business operations 39% of businesses need more funds for better cash flow management 32% of businesses face a shortage of cash due to delayed payments from clients
Top 3 Short-Term Business Financing Available in the Market Invoice Financing Provides funding against your invoices. You can get 80% upfront cash based on your invoice value. This is a low-cost and hassle-free method to collect payments on your sales without having to wait for the payment terms from your customers. Besides, applications can be approved within 3 days and it does not require any collaterals. Bank Overdraft A line of credit that covers your business transactions when your bank account balance drops below zero. You can stretch this credit line according to your approved bank overdraft limit and the interest on such loans is charged only on the amount drawn. Working Capital Term Loan Easy access to funding with a quick turnaround to proactively manage your cash flow. You can take up the loan with an attractive interest rate. However, you must put a time deposit or property as collateral to undertake such financing unless your business has a high credit rating, in which case some banks allow you to take the financing without any collaterals being pledged.
Compare the Features of Short-Term Business Financing
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