Please beware of any phishing and fraudulent activities that are impersonating CapBay and its group of entities such as Bay Smart Capital Ventures Sdn Bhd, Bay Commercial Services Sdn Bhd and Bay Supply Chain Technology Sdn Bhd. Learn More


We help individual & institutional investors build the perfect portfolio by investing in financing notes that are backed by trade receivables. An asset class with high yields and low volatility.
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We provide SMEs access to a range of smart supply chain financing solutions such as purchase order financing, invoice factoring, inventory financing and working capital financing.
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We produce tremendous value for financial institutions, asset managers and financial advisors. Be a partner and help institutional clients unlock cash flow or new investment opportunities.
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An Award Winning Supply Chain Finance Company

We are proud to have had our company’s achievement recognized by the financial industry.


Why CapBay


We invest heavily in AI technology development and data analytics. Adopting data-driven insights & other key industry-specific elements to generate sophisticated credit-scoring.

Trade-Related Assets

We help facilitate deployment of capital into the real economy sector as SME financing requests are triggered by trade events.


We have an innovative open bank-independent structure and the ability to bring in additional peer-to-peer investors to cover a wide range of supply chain financing requests.

Financing Growth the Smarter Way


The investing & financing process is fast, simple and all done online


Quick approvals and set-up


Innovative product solutions customised for your financial needs


No hidden charges. Know all costs upfront and pay upon use only


Nation-building powered by the people and supported by institutions
Total Funded
Underserved SMEs
What Clients Say About Us

CapBay’s clients and their results are the best proof that our methodologies work. But we’ve also received numerous awards and praise from the media and our peers.

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Media Mentions
Read Our Latest News

Investing & Financing news chatter from Capbay.