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Whichever stage your business is in,
we have the right financing solutions to help you
Is your business experiencing cash flow difficulties from delayed payment terms?
- Invoice Factoring-i
Is your business in need of additional cash to operate and/or expand?
Eligibility
Here’s why you should finance with CapBay Islamic
We’re Shariah-compliant
We’re flexible
We’re fast and simple
We’re technology-driven
We’re secured
Here’s why you should finance with CapBay Islamic
We’re Shariah-compliant
We’re fast and simple
We’re flexible
We’re technology-driven
We’re secured
Want to know more about CapBay Islamic? Read our Frequently Asked Questions (FAQ) here:
Yes, in addition to our conventional financing workflow, our platform has been certified and pronounced by a recognised Islamic certification body to host Shariah-compliant financing.
Shariah-compliant financing offered under CapBay’s P2P platform is based on the concept of Commodity Murabahah (via Tawarruq arrangement). Murabahah refers to a sale and purchase of an asset where the acquisition cost and the mark-up are disclosed to the purchaser, while Tawarruq involves a purchase of assets or commodities on a deferred payment basis by way of Murabahah as the financing mode. CapBay also utilises Wakalah contracts to perform its role as an agent (wakil) which intermediates issuer and investors in this platform.
For more details on our solution, check out our Frequently Asked Questions (FAQs) here