At CapBay, we value and appreciate our employees, also known as “CapBaes”. We strongly believe they are the foundation and pillars that help to grow CapBay forward. That is why we encourage our CapBaes to strive not just at work, but in their personal life too! Work hard, play hard! Our Head of People and Leadership Development Manager, Chin Ai dives deep into how Chun Shui got into CapBay and to where he is now!

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Chin Ai: Hi Chun Shui! Thank you for taking your time to participate in this session with us. Before we start, I would like to first congratulate you on your recent achievement of your Final Year Project being accepted at the 25th year UK Conference on Medical Image Understanding and Analysis. Congratulations!

Chun Shui: Thank you thank you!

Chin Ai: Could you tell us a little bit more about the UK Conference and also what your final year project is about?

Chun Shui: In summary, my project is about a landmark detection model for oral images to identify oral cancer. Basically, it pinpoints the mouth location first before we input the model classification, which will sort out the severity of the oral images. We have to ensure our model’s accuracy too so the results are not affected by other factors such as skin colours.

Chin Ai: That’s really cool! How about telling us how you ended up in CapBay?

Chun Shui: I was scouting for internships and always wanted to join a start-up. Initially I was having a bit of a hard time searching as I realized there weren’t many local financial firms that utilised the AI technology much. However with a bit of luck, while looking through Linkedin I stumbled across the profile of CapBay’s founder, Xing Xian and noticed he owns a fintech start-up. So I went ahead and inquired about the opportunity for an internship, and the rest is history haha.

Chin Ai: Wow that’s quite the history. Do you enjoy being in CapBay?

Chun Shui: Yep! I’ve been here since 2 years ago, starting as an intern before becoming full time eventually. Rather than being assigned to minor tasks all the time I’m given the opportunity to handle different types of projects, thus being exposed to a variety of code language! You can learn a lot of things here.

Chin Ai: Wow that’s great to hear! You graduated just recently as well right?

Chun Shui: Yep! I’m a 2021 February graduate.

Chin Ai: Wow congratulations! Would you say you are very happy that even though you just graduated and you already have so much experience and so much chance to try out different things?

Chun Shui: Yeah! Initially my plan is to further my studies and perhaps allocate 2-3 hours to work on some projects but due to the pandemic everything is being digitized. So I now have more flexibility in juggling between work and study. Plus with the constant lockdown I might as well do something meaningful while learning something new.

Chin Ai: Here’s a fun question. As someone who enjoys and understands machine learning, how do you see yourself using machine learning in CapBay?

Chun Shui: There’s a lot of possible areas we can explore with machine learning especially for the credit department. With that technology we can explore the credit scoring field and even scan through the financial documents. Right now what we actually wanted to do is how to assist them in the loan approval process through the help of machine learning.

Chin Ai: That’s amazing! What do you love about the team you are working with?

Chun Shui: What I love is our teamwork, which contributed to most of our tasks being finished before their deadlines. I want to especially thank Nat as well, who is a part timer. He reminded me of my earlier days, he’s independent as he can handle a lot of enhancement and bugs by himself. I would like to mention my other teammate Abang Naz too. He’s our senior software engineer and he would help me when there’s any big issues, however now that we have more experience in various types of platforms so it’s easier for us to develop new features. Definitely a lot to learn from Abang Naz haha!

Chin Ai: I love how you emphasize the learning culture within your team. Would you say that’s true for all of CapBaes that’s continuing to learn and learn from one another?

Chun Shui: I would say our culture is quite good because we would still give the juniors the opportunity to develop their ideas and we will review their codes. If the code quality is good, then we will approve it whereas in bigger companies (such as banks) they might be less lenient in letting juniors to partake in more complex tasks so your exposure might be limited. I quite like it in CapBay as we can all learn together, for example in my team we would brainstorm together to further improve a chosen solution.

Chin Ai: Wow that’s good. What professional advice would you give to the people with the same job profession as you?

Chun Shui: Having patience is important. When I was still a junior developer intern, I used to be very impatient for all the bug fixing to be done. As those can be time consuming to the point of taking the whole week to debug one issue. As a developer I think it’s vital to be patient and find out the root cause of the issue and implement the best solution from trial and errors.

Chin Ai: I see, that’s cool! What is one thing you would love to tell your team members that you are too shy to tell them in person?

Chun Shui: Hmmm personally I don’t know what to say. As we are usually quite open to each other haha.

Chin Ai: Thank you so much Chun Shui! That’s all from me, and congratulations again on your MIUA achievement!

Chun Shui: Thank you thank you!

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Kickstart your career here at CapBay. We are offering internships and full-time positions! Head over to capbay.com/career for more information or shoot us an email at [email protected] to learn more. 

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With great pleasure, the internship opportunity I had with CapitalBay was a great experience to me. A safe yet challenging environment The jobs are never repetitive, there are challenges and problems always arise and I have to find ways to solve it. Looking back to my internship experience at CapitalBay, it really has strengthened my […]

Today’s my last day of internship, but it certainly feels like I’ve just joined the company yesterday. The internship at CapitalBay is my first one ever, and it turned out to be a very different one from what I have expected before joining.

An eye-opening experience
Rather than doing routine jobs, I had the chance to execute various tasks, ranging from web development, to content producing, and to business development, which made every single day a different experience, and a new chance to learn something new that I might have not even heard of.

Having no prior finance background, CapitalBay is certainly the right choice for me to pick up some basic financial knowledge that surrounds the operation of the company. As an intern, I was welcomed with a set of onboarding materials which include a wide range of financial knowledge that allowed me to have much clearer understanding about the relevant financing ecosystem and beyond.

Personally, I enjoyed the learning culture the most, where we had the absolute flexibility to approach anyone in the office to seek for relevant guidance, and they were always more than happy to help out despite having heavy workload. Besides, we were often encourage to attend external events with partners. I am grateful to have taken those exclusive opportunities to expose myself in pitching to potential clients from different industries, while grasping new experience and knowledge relevant to each event.

The one and only “CapitalBay/CapBae Culture”
Throughout my internship period, I worked closely with a few other interns, alongside with the business development manager and web developer. It was not just a fun environment, but at the same time, we all had great team dynamics, teamwork and the motivation to learn and to think out of the box. The friendliness, humbleness and passion from the senior management and even among C-suite have truly formed such an interactive workplace where our ideas and commitment are valued. Having the chance to work with the people at CapitalBay is the part of the experience that I surely treasure the most. Some of us might have ended our internships, but our friendships have just begun.

Of course, it wasn’t all about work. There are also biweekly badminton session, and every lunch time that we will all spend together with a variety of amazing food options. (Btw, free lunch on the first and last day of internship ! )

I am extremely grateful to be part of the CapitalBay team. Although it was a short internship, it had undoubtedly became one of the most memorable experience in my life.

Join us!
If you are interested in seeking internship/employment opportunities with CapitalBay, do send your resumé to [email protected].

My internship experience at CapitalBay taught me more than I initially expected. Coming into a fairly new company with not much information as to what a fintech company is probably played a large factor. The beginning I entered CapitalBay as a legal intern but I learned much more than that. The team is a close-knit […]

My time at CapitalBay has been both challenging and rewarding, and not in ways you might think. Fintech is niche, especially in a developing economy like Malaysia, so there’s very little you know when you first walk through the doors. The first few days and weeks are slow – the learning curve is steep, especially […]