Dalam langkah strategik untuk memacu pertumbuhan Perusahaan Mikro, Kecil, dan Sederhana (PMKS) Malaysia, CapBay telah bekerjasama secara rasmi dengan SME Corp. Malaysia untuk melancarkan siri inisiatif pembiayaan berimpak tinggi. Dilancarkan sebagai sebahagian daripada Rancangan Malaysia Ke-13 (RMK13), program-program ini dilaksanakan di bawah mandat Kementerian Pembangunan Usahawan dan Koperasi (KUSKOP).

Di saat landskap perniagaan Malaysia beralih kepada pembuatan bernilai tinggi, inovasi digital, dan pematuhan ESG, kerjasama ini menyediakan kecairan modal yang kritikal untuk merapatkan jurang pembiayaan. Dengan kadar keuntungan tetap hanya 3.5% p.a. dan rebat berasaskan prestasi sehingga 30%, inisiatif RMK13 ini menandakan mercu tanda penting dalam kerjasama strategik antara pihak kerajaan dan sektor swasta bagi PMKS Malaysia.

Pembiayaan Inovatif Untuk Pertumbuhan

Berbeza dengan pinjaman tradisional yang sering mempunyai syarat ketat dan tempoh menunggu yang lama, program RMK13 melalui CapBay direka untuk kepantasan dan ketelusan:

Kadar Tanpa Tandingan: Nikmati kadar tetap 3.5% p.a.

Ganjaran Prestasi: Terima rebat sehingga 30% ke atas baki pembiayaan anda dengan mencapai sasaran pertumbuhan tertentu atau mengekalkan rekod bayaran balik yang cemerlang.

Kelulusan Digital Pantas: Gunakan platform digital CapBay untuk melengkapkan permohonan dalam talian, dengan kelulusan diproses dalam tempoh 7 hingga 14 hari.

Modal Besar: Akses pembiayaan dari RM50,000 sehingga RM1 juta dengan tempoh fleksibel sehingga 60 bulan.

Tiga Teras Utama Pembiayaan RMK13

Bagi memenuhi keperluan usahawan Malaysia yang pelbagai, inisiatif ini dibahagikan kepada tiga program utama:

1. Dana Pemangkin Penskalaan PKS (Pertumbuhan & Inovasi)

Program ini dikhaskan untuk PKS dalam sektor pertumbuhan tinggi dan nilai tinggi (HGHV) seperti Aeroangkasa, E&E, Peranti Perubatan, dan Pertanian Pintar. Ia menyediakan modal untuk:

Automasi & Industri 4.0: Penggunaan AI, robotik, dan IoT.

Inovasi: R&D, ujian produk, dan pendaftaran harta intelek (IP).

Modal Kerja: Meningkatkan skala pengeluaran untuk memenuhi permintaan pasaran.

2. PKS@kses BIAYA (Akses Pasaran)

Direka khusus untuk perniagaan yang bersedia menguasai rantaian bekalan domestik dan antarabangsa. Dana ini membantu PMKS:

• Mengukuhkan kesiapsiagaan eksport dan memenuhi pesanan antarabangsa.
• Membiayai aktiviti pemasaran untuk penembusan pasaran global.
• Menyokong sektor pembuatan dan perkhidmatan dengan rekod prestasi minimum 3 tahun.

3. PKSlestari (ESG & Kelestarian)

Kelestarian bukan lagi satu pilihan. Program ini menggalakkan PMKS mengamalkan elemen Alam Sekitar, Sosial, dan Tadbir Urus (ESG) melalui pembiayaan:

• Mesin jimat tenaga dan pemasangan panel solar.
• Sistem pengurusan sisa dan rawatan air.
• Audit ESG dan pensijilan hijau untuk menjamin masa depan perniagaan anda.

Mohon Dalam 3 Langkah Mudah

Proses permohonan digital CapBay yang lancar memastikan anda meluangkan kurang masa pada dokumentasi dan lebih masa untuk mengembangkan perniagaan.

Semak Kelayakan: Layari Portal RMK13 CapBay dan pastikan anda mempunyai Sijil Status PMKS dan pendaftaran SSM yang sah.

Hantar Dokumen: Muat naik salinan IC, penyata bank 6 bulan, laporan kewangan 3 tahun terkini, dan lesen perniagaan (PBT).

Terima Pembiayaan: Setelah diluluskan, dana akan disalurkan dengan pantas untuk memacu perjalanan perniagaan anda.

Peruntukan adalah terhad dan disalurkan berdasarkan ‘siapa cepat, dia dapat’. Jangan lepaskan peluang ini untuk mengembangkan perniagaan anda dengan kadar paling kompetitif di Malaysia.

Klik Di Sini Untuk Memulakan Permohonan Anda Hari Ini

*The information provided in this article is based on the current tax laws and regulations at the time of publication. As tax laws and deadlines may change, it is advisable to consult with the Inland Revenue Board of Malaysia (LHDN) or a professional tax advisor for the most up-to-date and accurate information regarding your specific circumstances.

In a strategic move to accelerate the growth of Malaysian Micro, Small, and Medium Enterprises (MSMEs), CapBay has officially partnered with SME Corp. Malaysia to roll out a series of high-impact financing initiatives. Launched as part of the Thirteenth Malaysia Plan (RMK13), these programmes are under the mandate of the Ministry of Entrepreneur and Cooperatives Development (KUSKOP).

As the landscape for Malaysian businesses shifts toward high-value manufacturing, digital innovation, and ESG compliance, this partnership provides the essential liquidity needed to bridge the financing gap. With a competitive fixed profit rate of just 3.5% p.a. and an exclusive rebate of up to 30%, these RMK13 initiatives mark a major milestone in strategic collaboration between the government and the private sector for Malaysian MSMEs.

Innovative Financing Built for Growth

Unlike traditional financing facilities that often come with rigid requirements and long wait times, the RMK13 programmes via CapBay are designed for speed and transparency:

Unbeatable Rates: Benefit from a fixed rate of 3.5% p.a.

Performance Rewards: Receive up to a 30% rebate on your financing balance by meeting specific growth milestones or maintaining an excellent repayment track record.

Fast-Track Digital Approval: Leverage CapBay’s digital-first platform to complete your application online, with approvals processed within 7 to 14 days.

Substantial Capital: Access financing ranging from RM50,000 up to RM1 million with flexible tenures of up to 60 months.

The Three Pillars of RMK13 Financing

To cater to the diverse needs of Malaysian entrepreneurs, the initiative is divided into three core programmes:

1. Dana Pemangkin Penskalaan PKS (Growth & Innovation)

This programme is dedicated to SMEs in high-growth, high-value (HGHV) sectors such as Aerospace, E&E, Medical Devices, and Smart Agriculture. It provides the capital needed for:

Automation & Industry 4.0: Adopting AI, robotics, and IoT.

Innovation: R&D, product testing, and IP registration.

Working Capital: Scaling production to meet increasing demand.

2. PKS@kses BIAYA (Market Access)

Specifically designed for businesses ready to dominate domestic and international supply chains. This fund helps MSMEs:

• Strengthen export readiness and fulfill international orders.

• Finance marketing activities for global market penetration.

• Support manufacturing and services sectors with a minimum 3-year track record.

3. PKSlestari (ESG & Sustainability)

Sustainability is no longer optional. This programme encourages MSMEs to adopt Environmental, Social, and Governance (ESG) practices by funding:

• Energy-efficient machinery and solar panel installations.

• Waste management and water treatment systems.

• ESG audits and green certifications to future-proof your business.

Apply in Just 3 Simple Steps

CapBay’s seamless digital application process ensures that you spend less time on paperwork and more time growing your business.

Check Your Eligibility: Visit the CapBay RMK13 Portal and ensure you have a valid MSME Status Certificate and SSM registration.

Submit Documents: Upload your NRIC, 6 months of bank statements, latest 3 years of financial statements, and business license (PBT).

Receive Funding: Once approved, funds are disbursed rapidly to fuel your business journey.

Allocation is limited and distributed on a first-come, first-served basis. Don’t miss this opportunity to scale your business with the most competitive rates in Malaysia.

Click Here to Start Your Application Today

*The information provided in this article is based on the current tax laws and regulations at the time of publication. As tax laws and deadlines may change, it is advisable to consult with the Inland Revenue Board of Malaysia (LHDN) or a professional tax advisor for the most up-to-date and accurate information regarding your specific circumstances.

昨日，企业发展及合作社部(KUSKOP) 在中小微企业 (MSME) 领域树立了公私合作伙伴关系的新标杆。在 马来西亚中小企业机构 (SME Corp. Malaysia)举行的一场官方仪式上，“华裔中小微企业特别融资计划”(Program Pembiayaan Khas Untuk Perusahaan Milikan Cina，简称 BERKAT)正式启动，旨在 2026 年农历新年来临之际，为马来西亚华裔微型和小型企业注入强大的资金动力。

该活动由企业发展及合作社部长YB 拿督斯里沈志强 (Steven Sim Chee Keong)亲临主持。部长在会上强调了政府的 “ABCD 战略”——重点在于加速生产力 和提升融资便利 ，以帮助本地商家扩大规模。

释放巨大流动性：回扣机制如何运作？

BERKAT计划是SME Corp. Malaysia与CapBay的一项战略合作，旨在为中小微企业带来实质影响。。SME Corp. Malaysia拨出了3,000万令吉的利息回扣基金，专门用于补贴融资成本。这笔基金将代表中小微企业支付每年 9% 的利息回扣。

通过利用这 3,000万令吉的回扣基金，CapBay能够向市场投放更庞大的融资资金池，确保数以千计的企业主能以仅3% p.a.的突破性净利率，获取他们所需的流动资金。

关于BERKAT计划的一切须知

BERKAT 计划旨在为企业提供快速、实惠的营运资金，以便管理节日库存、营运成本和季节性薪资。

1. 计划核心特点

还款期限： 最长24个月，提供灵活还款选项。

净利率： 仅3% p.a. (得益于政府 9% p.a. 的利息回扣)。

融资额度： 每家企业最高可申请RM30,000。

抵押要求： 无需任何抵押。

费用豁免： 全额豁免所有平台费和处理费。

2. 申请资格

为了确保支持能够惠及正确的企业，需符合以下标准：

• 股权所有权： 至少51%的股份由马来西亚华裔公民持有。
• 企业规模： 在SSM 注册为微型或小型企业(Micro or Small Enterprise)。
• 行业限制： 开放予各行各业，但以下行业除外：
  • 基础农业
  • 金融服务 
  • 保险 
  • 房地产
  • 证券交易业务

3.  资金用途

企业可将此融资用于：

• 节日备货： 为农历新年采购原材料和库存。
• 营运流动性： 支付租金、水电费及员工薪金。
• 合同履行： 针对采购订单 (PO) 或接受函 (SST) 进行资金周转。

通过CapBay快速申请

作为指定的P2P融资服务商，CapBay提供全数字化的申请流程，旨在绕过传统银行的繁琐程序。

• 在线申请： 立即前往CapBay BERKAT 官方门户开启流程。
• 提交资料： 上传您的身分证副本、SSM注册副本及最近6个月的银行流水账单。
• 快速审批： 申请通常在5至7个工作日 内完成审核。
• 资金发放： 一旦接受融资邀约，资金将在 2 个工作日内汇入商业户口。
  

限额分配：请尽早申请

总额达 RM3,000 万的政府融资回扣资金将以 先到先得 的方式提供。符合条件的中小微企业强烈建议尽早通过 CapBay BERKAT 计划 申请，以确保获得这一低成本融资机会。

CapBay感谢KUSKOP与SME Corp. Malaysia的领导力与信任，促成这一关键的中小企业融资解决方案，为马来西亚企业韧性及节日期间的经济增长提供有力支持。

Interested to learn more about our SME Financing Solutions?

*The information provided in this article is based on the current tax laws and regulations at the time of publication. As tax laws and deadlines may change, it is advisable to consult with the Inland Revenue Board of Malaysia (LHDN) or a professional tax advisor for the most up-to-date and accurate information regarding your specific circumstances.

Yesterday, the Ministry of Entrepreneur Development and Cooperatives (KUSKOP) set a new benchmark for public-private partnerships in the MSME sector. During an official ceremony at SME Corp. Malaysia, the Program Pembiayaan Khas Untuk Perusahaan Milikan Cina (BERKAT) was launched, providing a massive financial boost to Malaysian Chinese-owned micro and small enterprises (MSMEs) ahead of the 2026 Chinese New Year.

The event was officiated by Yang Berhormat Steven Sim Chee Keong, Minister of KUSKOP, who highlighted the government’s “ABCD strategy,” which focuses on accelerating productivity and improving capital accessibility through targeted SME Corp Malaysia financing initiatives to help local businesses scale sustainably.

Unlocking Massive Liquidity: How the Rebate Works

The BERKAT Programme is a strategic collaboration between SME Corp. Malaysia and CapBay, where a RM30 million financing pool is allocated to support eligible businesses with their funding needs. This initiative aims to provide essential liquidity to MSMEs, ensuring they have the capital required to thrive during peak business seasons.

Under this initiative, SME Corp. Malaysia provides a rebate of 9% p.a., enabling CapBay to offer low-interest SME financing in Malaysia at a highly competitive net rate of just 3% p.a. This innovative structure allows MSMEs to access significantly lower financing rates, supporting thousands of MSMEs with affordable liquidity when they need it most.

Everything You Need to Know About Program BERKAT

The BERKAT programme is designed to provide rapid, affordable working capital for businesses to manage festive inventory, operational costs, and seasonal payroll.

1. Key Programme Features

Relying solely on a bank loan or one investor can leave your business vulnerable. Consider a mix of financing options such as:

• Net Interest Rate: Only 3% p.a. (enabled by the 9% p.a. government rebate).
• Financing Amount: Up to RM30,000 per business.
• Collateral: Zero collateral required, enabling SME financing without collateral
• Waivers: Full waiver of all platform and processing fees.
• Tenure: Flexible repayment options of up to 24 months.

2. Eligibility Criteria

To ensure the support reaches the right businesses, the following criteria apply:

• Equity Ownership: At least 51% Malaysian Chinese ownership.
• Business Scale: Registered as a Micro or Small Enterprise with SSM.
• Business Activity: Open to all legal business activities EXCEPT for:
  • Primary Agriculture
  • Financial Services
  • Insurance
  • Real Estate 
  • Dealing in Securities
    

This initiative specifically supports Chinese-owned SME financing in Malaysia, strengthening access to capital for Malaysian Chinese MSMEs nationwide.

3. Use of Funds

Businesses can utilise this financing for:

• Festive Stocking: Purchasing raw materials and inventory for CNY.
• Operational Liquidity: Premise rent, utility payments, and employee salaries.
• Contract Fulfilment: Bridging cash flow for Purchase Orders (PO) or Letter of Acceptance (SST).

Fast-Track Application via CapBay

As the appointed P2P financing facilitator, CapBay offers a digital-first application process designed to bypass traditional banking red tape.

• Apply Online: Visit the CapBay BERKAT Portal to start.
• Submit Documentation: Upload your NRIC, SSM status, and latest 6 months’ bank statements.
• Swift Approval: Applications are typically processed within 5-7 working days.
• Funds Disbursed: Once the offer is accepted, funds are disbursed within 2 business days.
  

Businesses looking to apply for financing in Malaysia can complete the entire online financing application without traditional banking delays.

Limited Allocation: Apply Early

The RM30 million government subsidised financing programme allocation is available on a first-come, first-served basis. Eligible MSMEs are strongly encouraged to apply early through the CapBay BERKAT Programme to secure access to this low-cost financing opportunity.

CapBay extends its appreciation to KUSKOP and SME Corp. Malaysia for their leadership and trust in facilitating this critical SME financing solution, supporting business resilience and festive economic growth across Malaysia.

Interested to learn more about our SME Financing Solutions?

*The information provided in this article is based on the current tax laws and regulations at the time of publication. As tax laws and deadlines may change, it is advisable to consult with the Inland Revenue Board of Malaysia (LHDN) or a professional tax advisor for the most up-to-date and accurate information regarding your specific circumstances.

Johor Bahru, 25 Oktober 2025 – Bay Smart Capital Ventures Sdn Bhd (CapBay), penyedia pembiayaan rantaian bekalan dan platform Pembiayaan Rakan Setara (P2P) tempatan, serta Perbadanan Usahawan Johor Sdn Bhd (PUJB) telah menandatangani Memorandum Persefahaman (MoU) bagi memperkasa perusahaan kecil dan sederhana (PKS) di Johor melalui kerjasama data yang dipertingkatkan dan penyelesaian pembiayaan inovatif. Kerjasama ini bertujuan untuk mengukuhkan ekosistem PKS Johor dengan menggabungkan kepakaran berasaskan teknologi CapBay serta rangkaian vendor luas PUJB.

Majlis pertukaran MoU tersebut diadakan sempena Johor Business Summit & Expo 2025 yang berlangsung pada 25 hingga 26 Oktober di Johor Bahru.

Di bawah MoU ini, kedua-dua organisasi akan bekerjasama bagi memperluas akses pembiayaan kepada PKS yang berpangkalan di Johor dan terlibat dalam projek kerajaan serta sektor swasta. Kerjasama ini akan menyalurkan sehingga RM100 juta dalam bentuk pembiayaan bagi menyokong pertumbuhan perniagaan, meningkatkan aliran tunai, serta memperkukuh keterangkuman kewangan di seluruh negeri.

Selain pembiayaan, kerjasama ini turut menyokong agenda ekonomi digital negeri melalui Inisiatif Jejak Digital (Digital Footprint Initiative) yang menggalakkan PKS untuk mengguna pakai sistem digital, proses tanpa kertas, serta amalan keselamatan siber tertinggi. Usaha ini sejajar dengan aspirasi Johor untuk membina ekosistem perniagaan yang lebih berdaya tahan dan berteraskan teknologi.

MoU kerjasama strategik ini telah dipersetujui oleh Ang Xing Xian, Pengasas Bersama dan Ketua Pegawai Eksekutif Kumpulan CapBay, serta Tuan Haji Mohamad Radif bin Haji Kosnin, Ketua Pegawai Eksekutif PUJB dan disaksikan oleh beberapa pemimpin tertinggi Kerajaan Negeri Johor seperti Menteri Besar Johor, YAB Datuk Onn Hafiz Bin Ghazi, Pengerusi Jawatankuasa Belia dan Sukan, Pembangunan Usahawan dan Koperasi Negeri Johor, YB Tuan Mohd Hairi Bin Mad Shah dan Setiausaha Kerajaan Negeri Johor, YB Dato’ Haji Asman Shah Bin Abd Rahman.

Selaras dengan Maju Johor 2030, pelan hala tuju strategik negeri yang berasaskan enam tonggak — tadbir urus yang baik, pembangunan ekonomi mampan, kesejahteraan sosial, pembangunan infrastruktur, keselamatan awam, dan pemeliharaan alam sekitar — kerjasama ini secara langsung menyokong matlamat Johor untuk membina ekonomi yang inklusif dan berasaskan inovasi. Inisiatif ini juga melengkapi pembangunan utama negeri seperti Zon Ekonomi Khas Johor–Singapura (JS-SEZ) dan Zon Kewangan Khas (SFZ).

Melangkah ke hadapan, CapBay dan PUJB merancang untuk memperluaskan kerjasama sebagai model rujukan bagi program pembiayaan vendor berfokus industri di seluruh negara, sekali gus menyumbang kepada aspirasi Malaysia untuk menjadi ekonomi digital yang dipacu oleh PKS.

Bay Group Holdings Sdn Bhd (CapBay), a homegrown Malaysian supply chain financing provider and leading Peer-to-Peer (P2P) financing company, has teamed up with Olea Global Pte. Ltd. (Olea), a Singapore-based leader in technology-driven trade and supply chain finance solutions. This strategic alliance, formalised at CapBay’s headquarters in Petaling Jaya, is designed to strengthen and develop Malaysian exporters through cross-border trade financing. CapBay and Olea both have the conviction that Malaysia will be the beneficiary in the reshuffle of global supply chains and emerge as a strong exporting country.  The collaboration aims to empower Malaysian enterprises to expand internationally and deliver high-quality products to global markets.

The partnership agreement was signed by Ang Xing Xian, Co-founder and Group CEO of CapBay, and Amelia Ng, Chief Executive Officer of Olea, during a signing ceremony. This collaboration leverages CapBay’s expertise in supply chain financing solutions, its network of Malaysian SMEs and Olea’s global liquidity solutions, international trade network, and cross-border trade expertise.  Olea has processed over $2 billion in transactions across key trade corridors. 

Empowering Malaysia Exporters for Global Growth: A Strategic Partnership

This partnership is a pivotal step in CapBay’s mission to empower Malaysian exporters to thrive in international markets. The collaboration brings together CapBay’s strong SME network and AI-powered credit capabilities with Olea’s global trade finance expertise, aiming to enhance access to capital and streamline cross-border transactions.

Ang Xing Xian, Co-founder and Group CEO of CapBay, stated, “This strategic partnership with Olea underscores CapBay’s commitment to driving Malaysia’s economic growth through innovative financing. By combining our fintech expertise with Olea’s global trade capabilities, we aim to empower Malaysian enterprises to unlock new opportunities in cross-border trade and elevate Malaysian products on the global stage.”

Amelia Ng, Chief Executive Officer of Olea, commented, “ We’re absolutely thrilled to be partnering with CapBay to revolutionise cross-border trade for Malaysian exporters! By combining Olea’s deep expertise in global trade and liquidity with CapBay’s cutting-edge financing infrastructure, we’re creating a powerhouse solution that empowers exporters like never before. Together, we’re not just simplifying international trade — we’re unlocking new opportunities and driving bold, transformative growth for Malaysian businesses on the global stage!”

Jasmine Lau, Director (International Expansion) of CapBay, added, “This partnership with Olea significantly strengthens CapBay’s regional presence, enabling us to better support SMEs in cross-border trade. Currently, cross-border transactions contribute 10% to our Group’s revenue, and we are ambitiously targeting 30% in the coming years, with collaborations like this driving regional growth and global competitiveness.”

CapBay’s Leadership in Fintech Innovation

Since its establishment in 2017, CapBay has disbursed over RM4.3 billion through more than 35,000 financing notes, empowering over 2,200 SMEs across 20 industries. Headquartered in Malaysia, with an active presence in Singapore and Thailand, CapBay is regulated by the Securities Commission Malaysia. The company has gained global recognition, including being the only Malaysian fintech listed on CNBC and Statista’s World’s Top Fintech Companies for three consecutive years (2023–2025), alongside international names such as PayPal, Stripe, Tencent, Grab, and GoTo.

CapBay also ranked among the top 500 in the Financial Times and Statista’s High-Growth Companies Asia-Pacific list in 2024 and 2025, demonstrating sustained growth. Additionally, CapBay was the only Malaysian entity among 60 leading fintechs, including Binance, WeBank, and Grab, named in Fortune’s Fintech Innovators Asia 2024, an accolade by the organization behind the Fortune Global 500. These achievements underscore CapBay’s leadership in supply chain finance and its commitment to empowering businesses through innovation.

Olea’s Expertise in Trade Finance

Olea Global Pte. Ltd. is a leading provider to direct global liquidity to trade and supply chain finance solutions.  With a strong presence in key markets including Singapore, Vietnam, and India, Olea leverages advanced technology to deliver efficient, transparent, and scalable financing — empowering businesses to grow and succeed in the global marketplace.

Looking Ahead

Through this strategic collaboration, new growth opportunities will be unlocked for Malaysian enterprises, contributing to economic development and enhancing the global competitiveness of local exporters. By leveraging CapBay’s regional strengths alongside Olea’s global reach, the collaboration will empower businesses to scale, innovate, and succeed in international markets.

• CapBay offers a dealer financing program to support Sleek EV’s goal of selling 6,000 electric vehicles this year.
• AccRevo joins forces with CapBay to develop innovative financial solutions for SMEs, enhancing cash flow and financial planning for sustainable growth. 
• The MoUs mark a significant milestone in enhancing cross-border cooperation and advancing financial services for SMEs in Thailand

Bangkok, Thailand, 6 August 2024 – Bay Commerce (Thailand) Co., Ltd., a wholly-owned subsidiary of Bay Group Holdings Sdn Bhd (CapBay), today exchanged Memorandums of Understanding (MoUs) with Sleek EV and AccRevo during the Malaysia Digital Economy Corporation (MDEC)’s DEX Connex Thailand 2024 in Bangkok. The MoU with Sleek EV outlines the intentions and commitments of both parties to collaborate and support each other’s business growth and sustainability goals. Similarly, the MoU with AccRevo focuses on joint efforts to enhance business growth and financial service innovation.

Sleek EV is a prominent provider of innovative and sustainable electric vehicles in Southeast Asia. The MoU will enable CapBay to offer a curated dealer financing program designed to improve cash flow for Sleek EV’s authorised distributors. This initiative aims to make it more attractive for potential distributors to join Sleek EV’s network, thereby supporting Sleek EV’s goal of selling 6,000 units of electric vehicles this year.

Conversely, the collaboration between CapBay and AccRevo, a company dedicated to revolutionising accounting practices through innovative technology and digital solutions, will see both companies leverage their expertise to develop customised financial solutions for small and medium-sized enterprises (SMEs), aimed at boosting cash flow, refining financial planning, and delivering crucial resources to support sustainable sector growth.

“We are incredibly excited to forge these strategic alliances with Sleek EV and AccRevo. The MoUs mark a significant milestone in enhancing cross-border cooperation and advancing financial services for SMEs in Thailand.,” said Ang Xing Xian, Co-founder and Chief Executive Officer of CapBay. “Through these partnerships, we aim to empower local businesses to create a meaningful impact on both the business world and sustainable development.”

Mr. Zhang Quan Ong, Co-Founder of Sleek EV commented, “Partnering with CapBay not only strengthens our commitment to delivering cutting-edge electric motorcycles and efficient battery fast charging infrastructure but also supports our vision of a greener, more sustainable future.” 

Rachit Chairat, Chief Executive Officer of AccRevo expressed enthusiasm for the partnership, stating, “This MoU reflects our shared vision of transforming financial management for SMEs. We believe that by working together, we can develop innovative solutions that benefit our stakeholders and contribute to the growth and sustainability of SMEs. We look forward to a fruitful collaboration with CapBay.”

Ts. Mahadhir Aziz, Chief Executive Officer of MDEC, said, “The DEX Connex programme exemplifies our dedication to support cross-border partnerships and advance digital innovation. We are proud to see CapBay, a participant of the Founders Centre of Excellence (FOX) Programme under the national strategic initiative, Malaysia Digital (MD), actively engage in these meaningful collaborations. The MoU exchange with Sleek EV and AccRevo not only enhances regional cooperation but also highlights CapBay’s commitment to driving sustainable development and financial innovation. We look forward to seeing the positive impact these partnerships will have on CapBay’s growth and we are confident they will continue to scale to greater heights.”

For more information, please visit CapBay’s website or follow us on Facebook and Instagram.

From Left to Right: Jasmine Lau (Director of CapBay), YB Tuan Syed Ibrahim Syed Noh (Chairman of MDEC), Mr. Zhang Quan Ong (Co-Founder of Sleek EV).

From Left to Right: Jasmine Lau (Director of CapBay), YB Tuan Syed Ibrahim Syed Noh (Chairman of MDEC), Mr. Rachit Chairat (Chief Executive Officer of AccRevo).

From Left to Right: Darrel Ang (Co-founder of CapBay), Murali Samy (Audit Partner of Deloitte)

From Left to Right: Darrel Ang (Co-founder of CapBay), Murali Samy (Audit Partner of Deloitte)