[email protected]
Funding Team: +60 18-282 8224
General Line: +60 18-777 7000
  • English
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay P2P Islamic
    • CapBay Plus
    • CapBay Assure
    • Investor Referral
  • CrediBill
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
Investor Login
Business Login
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay P2P Islamic
    • CapBay Plus
    • CapBay Assure
    • Investor Referral
  • CrediBill
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
  • English
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay P2P Islamic
    • CapBay Plus
    • CapBay Assure
    • Investor Referral
  • CrediBill
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay P2P Islamic
    • CapBay Plus
    • CapBay Assure
    • Investor Referral
  • CrediBill
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
CapBay News/Press

CapitalBay – Conversation with Co-founder Xing Xian

CapitalBay is a multi-bank supply chain finance startup designed to help your business unlock cash flow. If you’re running a business, you likely dread waiting 30 to 90 days to collect invoice payments after delivering your goods. You want cash now. At the same time, you wish your suppliers would give you more time to pay rather than asking for immediate cash.

 

CapitalBay is here to bridge that gap. If you’re a supplier, they pay you cash upfront, eliminating the wait for customer payments. On the other hand, if you’re a customer, they will settle your suppliers’ invoices first, giving you the flexibility to pay later. This innovative approach extends your cash flow, empowering your business to grow without the constraints of insufficient working capital.

 

In this episode of eFM Startup Talk, Ang Xing Xian, CEO and Co-founder of CapitalBay, along with Zackrey Zainol, Marketing Manager, share insights into achieving successful cash flow management for businesses. They discuss the challenges faced as a fintech startup navigating Malaysia’s regulatory landscape, yet Xing Xian remains determined to drive significant change in business financing in Malaysia.

 

Listen to eFM startup talk here.

By CapitalBay

 

Story about CapBayPrevStory about CapBay24-01-2019
CapitalBay speed up business invoice payments24-01-2019CapitalBay speed up business invoice paymentsNext
Search
Categories
  • CapBay News/Press
  • Careers
  • Case studies
  • Finance Guides
  • Industry Insight
  • P2P Invest
Recent Posts
  • Why More Malaysians Are Turning to P2P Financing for Passive Income
  • How ESG and Green Financing Can Benefit Malaysian SMEs
  • How Healthcare Providers Can Use BNPL to Improve Cash Flow Management
  • How P2P Platforms Manage Risk and Protect Investors
  • Government Grants and Incentives Available for Malaysian SMEs
Recent Posts
  • Why More Malaysians Are Turning to P2P Financing for Passive Income
  • How ESG and Green Financing Can Benefit Malaysian SMEs
  • How Healthcare Providers Can Use BNPL to Improve Cash Flow Management
  • How P2P Platforms Manage Risk and Protect Investors
  • Government Grants and Incentives Available for Malaysian SMEs
SME Financing, SME Financing Malaysia, Seeking sme financing, best sme loan malaysia, supply chain financing, sme loan, sme loan near me, best sme loan near me, business loan, business financing, business loan near me, best business loan, sme finance, sme business finance, sme financing scheme, financing facilities for sme, sme access to finance, sme biz property financing, sme finance companies, sme financing definition, sme financing issues, sme financing pdf, sme financing solutions, sme growth finance, sme invoice finace, sme micro financing, what is sme finance, access to sme finance, alternative finance sme, alternative sme finance, finance problem in sme business
CapBay (registered with Securities Commission Malaysia) is building the financing infrastructure of tomorrow, working with great clients and continued technological development in supply chain finance. Interested to join our team? We'd love to hear from you.
Should there be any inconsistencies or conflict between the English version and Chinese (Mandarin) version of this website, the English version shall prevail.
Terms of use | Privacy Notice | General Risk Statement
Contacts
Address: Unit 13A01, Level 13A, Tropicana Gardens Office Tower, No. 2A, Persiaran Surian, Tropicana Indah, 47810 Petaling Jaya, Selangor Darul Ehsan
Email: [email protected]
General Line: +60 18-777 7000

Copyright © 2025 Bay Supply Chain Technology Sdn Bhd 201701028340 (1242506-P) & Bay Smart Capital Ventures Sdn Bhd 201801018276 (1280292-W), subsidiaries of Bay Group Holdings Sdn Bhd 201601018609(1189545-D). All Rights Reserved.