[email protected]
General Line: +60 15-4600 0942
Investor Line: +60 11-3011 7083
  • English
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Corp RMK13 Programme
    • SME Corp BERKAT Programme
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay Plus
    • CapBay Assure
    • Secondary Market
    • Refer and Prosper
  • CrediBill
    • Pharmaniaga Partnership
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
Investor Login
Business Login
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Corp RMK13 Programme
    • SME Corp BERKAT Programme
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay Plus
    • CapBay Assure
    • Secondary Market
    • Refer and Prosper
  • CrediBill
    • Pharmaniaga Partnership
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
  • English
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Corp RMK13 Programme
    • SME Corp BERKAT Programme
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay Plus
    • CapBay Assure
    • Secondary Market
    • Refer and Prosper
  • CrediBill
    • Pharmaniaga Partnership
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
  • SME Financing
    • Secured Financing
    • Working Capital Financing
    • Invoice Financing
    • Islamic Financing
    • Bumiputera Financing
    • SME Corp RMK13 Programme
    • SME Corp BERKAT Programme
    • SME Referral
  • P2P Investment
    • CapBay P2P
    • CapBay Plus
    • CapBay Assure
    • Secondary Market
    • Refer and Prosper
  • CrediBill
    • Pharmaniaga Partnership
  • Partner
  • Company
    • About Us
    • Career
    • News & Media
    • Blog
    • FAQ
CapBay News/Press

CapitalBay – Conversation with Co-founder Xing Xian

CapitalBay is a multi-bank supply chain finance startup designed to help your business unlock cash flow. If you’re running a business, you likely dread waiting 30 to 90 days to collect invoice payments after delivering your goods. You want cash now. At the same time, you wish your suppliers would give you more time to pay rather than asking for immediate cash.

 

CapitalBay is here to bridge that gap. If you’re a supplier, they pay you cash upfront, eliminating the wait for customer payments. On the other hand, if you’re a customer, they will settle your suppliers’ invoices first, giving you the flexibility to pay later. This innovative approach extends your cash flow, empowering your business to grow without the constraints of insufficient working capital.

 

In this episode of eFM Startup Talk, Ang Xing Xian, CEO and Co-founder of CapitalBay, along with Zackrey Zainol, Marketing Manager, share insights into achieving successful cash flow management for businesses. They discuss the challenges faced as a fintech startup navigating Malaysia’s regulatory landscape, yet Xing Xian remains determined to drive significant change in business financing in Malaysia.

 

Listen to eFM startup talk here.

By CapitalBay

 

Story about CapBayPrevStory about CapBay24-01-2019
CapitalBay speed up business invoice payments24-01-2019CapitalBay speed up business invoice paymentsNext
Search
Categories
  • Campaign
  • CapBay News/Press
  • Careers
  • Case studies
  • Finance Guides
  • Industry Insight
  • Islamic Financing
  • P2P Invest
Recent Posts
  • CrediBill and Pharmaniaga collaborate to enhance payment flexibility for Malaysia’s healthcare SMEs
  • CapBay dan SME Corp. Malaysia Lancar Program Pembiayaan RMK13: Memperkasa PMKS dengan Kadar Tetap 3.5% dan Rebat Sehingga 30%
  • CapBay and SME Corp. Malaysia Launch RMK13 Financing Programmes: Empowering MSMEs with a 3.5% Fixed Rate and Up to 30% Rebates
  • Don’t Click Blindly: Phishing and Malware in Ads
  • Navigating Malaysia’s Business Licensing and Compliance for SMEs
Recent Posts
  • CrediBill and Pharmaniaga collaborate to enhance payment flexibility for Malaysia’s healthcare SMEs
  • CapBay dan SME Corp. Malaysia Lancar Program Pembiayaan RMK13: Memperkasa PMKS dengan Kadar Tetap 3.5% dan Rebat Sehingga 30%
  • CapBay and SME Corp. Malaysia Launch RMK13 Financing Programmes: Empowering MSMEs with a 3.5% Fixed Rate and Up to 30% Rebates
  • Don’t Click Blindly: Phishing and Malware in Ads
  • Navigating Malaysia’s Business Licensing and Compliance for SMEs
CapBay (registered with Securities Commission Malaysia) is building the financing infrastructure of tomorrow, working with great clients and continued technological development in supply chain finance. Interested to join our team? We'd love to hear from you.
Should there be any inconsistencies or conflict between the English version and Chinese (Mandarin) version of this website, the English version shall prevail.
Terms of use | Privacy Notice | General Risk Statement
Contacts
Address: Unit 13A01, Level 13A, Tropicana Gardens Office Tower, No. 2A, Persiaran Surian, Tropicana Indah, 47810 Petaling Jaya, Selangor Darul Ehsan
Email: [email protected]
General Line: +6015-4600 0942
CapBay Islamic: +6011-1700 0385
Investment: +6011-3011 7083
Newsletter

Copyright © 2026 Bay Supply Chain Technology Sdn Bhd 201701028340 (1242506-P) & Bay Smart Capital Ventures Sdn Bhd 201801018276 (1280292-W), subsidiaries of Bay Group Holdings Sdn Bhd 201601018609(1189545-D). All Rights Reserved.

WhatsApp us