In recent years, financial technology (fintech) has dominated the conversation in the financial services industry, with many banks and institutions trying to adapt to the fast-changing scenario. For businesses, this has heralded an increased ease in undertaking financial matters, especially regarding access to financing, which has traditionally been a recurring issue. One such development in […]

Supply chain finance fintech company, CapitalBay, has announced a major strategic collaboration with Privasia’s e-procurement platform, ProcureHere, marking a significant milestone in SME financing. Through this collaboration, registered suppliers on ProcureHere will gain access to digital financing for transactions made via the platform. This means that suppliers can receive earlier payments for their invoices, while […]

My time at CapitalBay has been both challenging and rewarding, and not in ways you might think. Fintech is niche, especially in a developing economy like Malaysia, so there’s very little you know when you first walk through the doors. The first few days and weeks are slow – the learning curve is steep, especially […]

By Fintech Malaysia CapitalBay, a FinTech company, offering solutions for Supply Chain Finance in Malaysia has announced that it has received two separate awards from the  Asian Bankers Awards in Beijing, alongside top international transaction banks such as Bank of America, Deutsche Bank, and Mizuho Bank. Also present at the awards, was Tan Sri Zeti […]

Kuala Lumpur, MY — 25 MAY 2018 – CapitalBay, a FinTech company, leading the way for Supply Chain Finance in Malaysia has announced that it has received two separate awards from the prestigious Asian Bankers Awards in Beijing, alongside top international transaction banks such as Bank of America, Deutsche Bank, and Mizuho Bank. Also present […]

Long payment terms have become a growing burden for small and medium enterprises (SMEs). As big companies tend to stretch their payment terms towards 30, 60, 90 and even 120 days, SMEs struggle to make ends meet. Their cash are tied up in their supply chain, causing them to have a hard time. In a [...]

By CapitalBay If you’re running a small enterprise – say you’re in the business of supplying large restaurants and hotels with fresh fish – it’s easy to get into a situation where you’re short on cash, even though you have to pay clients. That’s because clients sometimes pay late, but you must meet deadlines, like […]

By abss Without adequate cash flow, your SME will fail. The lifeblood of any business is cash and dealing with common cash flow issues is essential for the survival of your business. For SMEs, cash flow management is different than for large corporations for two key reasons: the cost of debt is higher and the […]

By CapBay Request deposits on custom or large orders Require a security deposit equivalent to a minimum of 50% of the total price when dealing with a unique or large order. Without the deposit amount, you are subject to the risk of receiving a reduced payment at delivery time. Having deposits minimise the likelihood of [...]

Nature’s Creation Sdn Bhd specialises in providing top quality of water pond decoration including the widest and most complete of products range from landscaping, waterfall, bridge, pond, sculpture, fountain, to water slide.  Being in the business for about 2 decades, its business owner, Mr Fang views that cash flow is the main working capital challenge, particularly [...]