FAQ for CapBay Assure
In the unlikely event that there are a large number of defaults within a short period of time, the value of the defaults may deplete the reserved fund. In this scenario, the Guarantee Co may not be able to satisfy all payment obligations within the specified timeframes. CapBay will then have to exercise the agreed-upon recovery measures in order to return the principal and interest to investors while suspending the issuance of new notes under the programme until the coverage ratio is sufficient again.
It is important to note that beyond the risks set out here, there still remain unforeseeable risks and it is not always possible to protect against and to predict all risks.
However, only the Conservative and Moderate profiles include CapBay Assure notes. Alternatively, investors may also create a custom Auto Invest profile to gain exposure to CapBay Assure notes. Investors can also manually opt into CapBay Assure notes through the Manual Invest section on our mobile app or web platform.