- Automated investments powered by AI.
- Robust Risk Management: Diversify across over 20 industries.
- Short Lock-in Periods: Up to 6 Months
- Transparent Returns: Up to 10% per annum.
- Lowest Default Rate: Under 0.3% (industry average is 2%).
Full service fee rebates for all new investors!
Just follow these few simple steps!
- Register an account at invest.capbay.com OR download our CapBay P2P App and register
- Top up a minimum deposit of RM10,000
- Turn on the Auto Invest feature and select your risk profile.
- Maintain a net deposit of RM10,000 throughout the campaign period.
- Enjoy your rebates at the end of the campaign!
Introducing CapBay P2P Invest
CapBay P2P Invest enables Small and Medium Enterprises (SMEs) to secure funding directly from investors through a peer-to-peer (P2P) financing model. In returns, investors can benefit from higher returns by diversifying their investments across multiple SMEs.
First time investing in P2P? Learn more about CapBay P2P here!

Frequently Asked Questions
Only new investors who deposit and turn on their Auto-Invest feature can be eligible for the service fee rebates.
No, you will only receive your rebates at the end of the promotion period. So be sure to maintain net deposits of RM10,000 and keep the Auto-Invest Feature turned on throughout the promotional period.
Terms and conditions apply.
Promotion period is from now until 31 March 2025. The Promotion applicable only to Eligible Investors that meets criteria(s) stipulated within the Rules. An Eligible Investor can only claim the Promotion Credit and participate in this Promotion once. For more information on the Rules of this campaign, click here.