- Automated investments powered by AI.
- Robust Risk Management: Diversify across over 20 industries.
- Short Lock-in Periods: Just 90 days.
- Transparent Returns: Up to 10% per annum.
- Lowest Default Rate: Under 0.3% (industry average is 2%).
Jom! Labur dan Menang with CapBay and stand a chance to win cash rewards of up to RM500, with every participant guaranteed a minimum reward of RM50*!
Now is the perfect time to diversify your investment portfolio and earn returns of up to 10% p.a., all while supporting SMEs in growing their businesses.
While your investments are not limited to CapBay P2P Islamic, we encourage you to activate the Shariah-compliant auto-invest feature to invest in companies that comply with Shariah principles.
#RayaBersamaCapBay!
Participate in just 3 Steps

Register an investment account with CapBay P2P

Top up and maintain a net deposit of RM10,000 for 1 entry ticket. Each additional RM10,000 in net deposits earns you another ticket

Maintain the net deposited amount in your account for 90 days
That’s all it takes! Now, a cash reward awaits you.
Labur dan Menang!
Cash Rewards Category

All eligible investors must attend the award ceremony, unless a valid reasons prevent attendance, to claim their prize.
Introducing CapBay P2P Invest
CapBay P2P Invest enables Small and Medium Enterprises (SMEs) to secure funding directly from investors through a peer-to-peer (P2P) financing model. In returns, investors can benefit from higher returns by diversifying their investments across multiple SMEs.

Frequently Asked Questions
Winners will be determined through a random draw of Entry Tickets which will be held at the Winning Ceremony. The probability of securing a higher cash prize increases with an additional number of Entry Tickets held by an investor. Learn more.
No, this promotion is open to all investors. However, if you’re interested, our CapBay P2P Islamic offers Shariah-compliant investment opportunities with returns of up to 10% p.a. Learn more.
Terms and conditions apply.