Through our fast digital financing solution, you can now focus more on growing your business while not worrying about cash flow!
A comprehensive financing solution combined with data analytics to help grow your business!
With the partnership between CapBay and SYCARDA, your business can now access comprehensive financing solutions along with cash flow management to accelerate your business’s growth. With no additional collateral required and a hassle-free application experience, unlocking cash flow trapped in the supply chain has never been easier!
RM2000M
TOTAL FUNDED
18000+
TRANSACTIONS
1200+
UNDERSERVED SMES
20+
INDUSTRIES
Unlock working capital and grow your business!
Facility Type:
Term Financing
Credit Limit:
Up to RM500k financing amount
Tenure:
Up to 3 years
Interest Rate*:
0.75% – 1.25% per month on the financing amount**
* subject to processing fees
** subject to product type and risk scoring
Cash flow management and Financing has never been easier
Fast and Simple
Our digitalised application and documentation process accelerates the speed of approval and disbursement of funds.
Flexible
We tailor our solution to the needs of your business so that you can focus on what is important, i.e. running your business.
Technology-driven
Our data-driven insights to generate sophisticated credit scoring ensure your objective aligns with your business goals.
Secured
We use advanced encryption technology and exceptional security measures to keep your data and information safe.
Eligibility Criteria
- Registered business under SSM
- At least 1 – 2 years of business record
- Profitable business track record
- Annual revenue > RM5 million
Trusted across industries
Through our innovative fintech, we are dedicated to serve and support the underserved SMEs for a better tomorrow.
Puja Pushp
Human Resources Business Partner, Nityo Infotech Services Sdn BhdThe CapBay team is amazing at their job; they are very professional, easy to communicate with, and go above and beyond to fulfill our needs. They are also very responsive and guided us closely throughout the whole process. We would highly recommend CapBay - Excellent work team!
Mandy Leong
Managing Director, Chriszen Malaysia Sdn BhdOur company revenue has grown significantly since we were introduced to CapBay’s financing solution. With CapBay’s fast and friendly team, we are confident to grow our business without worrying about our cash flow situation. I strongly recommend CapBay’s trustworthy service and solution to SMEs in need.
Desmond Tan
Director, YME Engineering Sdn BhdCapBay’s Supply Chain Finance solution has greatly improved my company’s cash flow. In addition to fulfilling our immediate working capital needs, we leveraged on CapBay’s solution to offer the option of better pricing for customers who pay in cash. Their online platform is also user-friendly and straightforward.
